Finance Department

finance

Vehicle Financing in Lloydminster, Alberta

After researching the right model for your needs (and taking it for a test drive, of course), you’re ready to purchase a new Toyota. But before you can grab the keys and roll off the lot, you’re going to have to get your financing in order. That’s where the in-house finance department at Silverwood Toyota comes in. With a team of experienced credit experts at your disposal ready to help you get the best rates possible, our finance department knows the ins and outs of vehicle financing and will walk you through the process, every step of the way.

Vehicle financing can be stressful, trying to decide whether to lease or loan, but the Silverwood Toyota finance department is here to help alleviate that burden. So regardless of your current credit situation or credit history, let Silverwood Toyota help get you behind the wheel of a new (or new-to-you) vehicle!

Get Approved Today!

Getting pre-approved for vehicle financing is super simple, especially when using our secure online form found below. A few easy steps and Toyota Financial Services will be able to determine what kind of rates you qualify for. Just have your full address on hand, and your previous address if you’ve moved in the last three years, as well as your current employer’s address (and previous employer, if you’ve been at your job for less than three years). That’ll give us all the info we need to get the process started!

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Is it better to lease or finance?

One of the biggest questions when it comes time to purchasing your next vehicle, is whether to lease or finance. There’s no right answer, as there are pros and cons to each option that will depend on your current situation. A member of our finance team would be happy to help, but we’ve started you out with a few benefits of both below.

You may want to finance if…

  • You drive a lot, and put a lot of mileage on your vehicles
  • You want to eventually own your vehicle outright
  • You use your vehicle for commercial work
  • You’re interested in flexible terms and competitive rates
  • You plan on keeping your Toyota for a long time

You may want to lease if…

  • You want to drive a new car every few years
  • You’re only looking for a short term commitment
  • You are interested in flexible options
  • You enjoy the peace of mind that comes with a new vehicle

Applying for financing has never been easier, and the team at Silverwood Toyota is here to help with any questions you may have. Simply give us a call, or start by filling out the credit application form at the top of the page.